Services – the website, mobile applications, CRM systems, digital and online features of COD.

User – any natural person who uses the COD Services.

The User agrees to these Terms upon first accessing or using the Services. Use of the Services means that you have read, understood, and agreed to these Terms.

The User may use the Services only for lawful purposes and in accordance with these Terms. It is prohibited to:

• violate the rights of other persons;
• post illegal, offensive, or harmful content;
• use the Services for fraud, spam, or malicious activity;
• attempt to gain unauthorized access to COD systems.

Certain features may require the creation of a user account. You are required to:

• provide truthful and accurate data;
• maintain the confidentiality of login credentials;
• immediately notify COD of any unauthorized access.

All content of the Services, including texts, images, logos, design, and code, is the property of COD or used with the permission of the respective owner.

If the Services include paid services or purchases, payment is processed through external payment providers. COD does not store bank card data, and all transactions are processed in accordance with the policies of payment partners and the licensing terms of payment services.

COD shall not be liable for any direct or indirect damages that may arise from the use of, or inability to use, the Services.

COD may update these Terms at any time without prior notice. Updated Terms take effect upon publication on the website.

These Terms supplement the Privacy Policy available on the website. Use of the Services implies the full consent of users to both documents.